Hurricane Claims Lawyers in Wilmington Working Tirelessly to Get You the Results You Deserve
North Carolina is not one of the first states we generally think of when talking about hurricane season. But weather around the world has become increasingly erratic and extreme, making ‘once in a lifetime’ storms a seemingly yearly occurrence. In 2018, Hurricane Florence swept through North Carolina, leaving a path of destruction in its wake. That storm alone was responsible for damaging 200-some homes, damaging thousands of properties, all for an estimated $17 billion in property damage in North Carolina alone. Directly or indirectly, Hurricane Florence was responsible for 40 deaths in the state.
A year later, in 2019, Hurricane Dorian struck the Carolinas. Though the disaster caused less significant damage, the storm was still seen as being responsible for five deaths and $1.2 billion in damaged property across the Carolinas. And this is to say nothing about the havoc that both storms caused in other locales. Because of its heavy winds, some believe Hurricane Dorian was worthy of being labeled a Category 6 storm (the scale only goes up to Category 5).
Hurricanes leave devastation when they make landfall, regardless of their size and strength. There’s very little difference between $1 billion versus $20 billion in statewide damages for the individual homeowner or small business owner who is now engaged in insurance disputes because they didn’t have the right kind of insurance policy.
Should I Obtain Property Insurance Covering Hurricane Damage?
If there is a hurricane bearing down on you, there are a few smart things you should do to prepare. A well-charged cell phone could be life-saving in such an emergency before the hurricane hits, and it’s smart to have three days’ worth of provisions for every person or animal in the household. Putting documents in Ziplock plastic is also a good move for preserving what’s important. But, if you haven’t gotten hurricane insurance and the rising tides are on the way, you’re going to have to weather an entirely different sort of storm in the aftermath.
If you don’t have specific insurance coverage for damage caused by hurricanes, you may have a difficult time getting your insurance company to pay claims for your homeowners’ insurance. Many homeowners don’t know whether their insurance policy will do anything for them in the event of wind damage, flood damage, water damage, and all the other structural damage that a hurricane can inflict. If you’re a policyholder without the necessary coverage, you may not be covered for a natural disaster of this magnitude. Contact Greg Jones Law for a free case evaluation for your hurricane insurance claim.
Do I Need Flood Insurance?
Every insurance company is very particular about wording. Many policyholders don’t have flood insurance. If you describe your water damage as ‘flooding,’ your insurance company may deny your claims. More homeowners’ policies protect for water damage caused by soaking rains, though, and you’re more likely to have success getting your insurance company to provide compensation if you don’t use the f-word (flooding).
If you have told your insurance company about flood damage, all is not necessarily lost. Law firms with experience working on insurance claims could be able to help your case. Insurance companies do not always serve our best interests. Your attorneys do.
What Are the Benefits to Hiring a Lawyer for My Hurricane Insurance Claim?
Hurricane preparation is not limited to physical tasks. Sometimes the most important action you can take to prepare for a disaster is to have the necessary paperwork signed and filed. Insurance companies are notorious for trying to wiggle out of any payment to a policyholder if they can help it. Hiring the right attorneys to make sure you’re covered for any foreseeable eventuality with hurricane insurance is among the best ways to prepare for the coming storms.
People affected by property damage wrought by hurricanes know the importance of having the right coverage before, not after. Going to the right law offices with practice areas that cover insurance companies could possibly be the difference between getting compensation or having debt ruin a person’s life.
Greg Jones Law Will Take On the Insurance Company
Property owners in North Carolina may not think they need to worry about hurricanes, but these storms and other natural disasters play no favorites. Anyone and everyone are at risk of the weather’s wrath. It is wise to be prepared. Speak to a knowledgeable lawyer who knows about hurricane damage claims and protects your future.
Greg Jones Law has prior results helping clients with a hurricane insurance claim. Call Greg Jones Law today at 855-566-3752 to schedule a free consultation.