Ensuring Your Full & Continuing Work Injury Benefits as Workers’ Comp Lawyers in Wilmington
You are entitled by state law to certain benefits for a job-related injury. You may also be entitled to a settlement for any permanent disability. Dependants and survivors of workers may be eligible for benefits, too.
Employers and their workers’ compensation insurance carriers often try to deny or limit these benefits. Greg Jones Law stands up for injured workers. We understand the hardships and stress created by a work injury, and we will fight for the benefits you deserve.
Don’t wait, get the benefits that you need.
Workers’ Compensation Benefits
The worker or family members may be entitled to the following benefits after filing a claim. Some of these benefits may include:
- Medical care — You are entitled to free medical treatment for your job-related injuries, including co-pays and deductibles. However, you cannot choose your own doctors; you must be treated by employer-approved providers.
- Temporary total disability (TTD) — If you cannot return to work because of your injury, you are entitled to wage replacement benefits equal to two-thirds of your average pay. Benefits start after seven days of missed work. If your disability lasts at least 21 days, you can also receive retroactive wages for the first seven days.
- Temporary partial disability (TPD) — If you return to work on a light-duty or limited hours basis and earn less than your previous wage, TPD pays two-thirds of the difference.
- Permanent partial disability (PPD) — If you suffered amputation, nerve damage or other permanent damage to part of your body, you can be compensated for the loss of use and the disabling effects. Settlements are based on which body part and a percentage calculation (PPD rating).
- Disfigurement — Visible scarring, disfiguring injury or internal organ damage can be compensated by an additional award up to $10,000.
- Total and permanent disability (TPD) — If your workplace injury is so severe that it renders you unable to return to any gainful employment, you may be entitled to lifetime disability benefits or a negotiated settlement for the lost earnings, medical care and other financial impact.
- Vocational rehabilitation — If you cannot return to your former job or can only return to a lower-paying job, your employer must provide Voc Rehab benefits. These may include career counseling, job search assistance and education expenses to retrain for a new career or trade.
- Medical travel — Your mileage or transportation costs for doctor’s visits may be reimbursed.
- Death benefits — If an employee dies from workplace injuries or occupational illness, the surviving family is entitled to coverage of the worker’s medical and funeral expenses plus death benefits based on average weekly wages for up to 500 weeks. These benefits may be extended for dependent children up to age 18 or to a spouse who is disabled.
Let Greg Jones Law Help You
Employers and insurers often dispute that injuries are work-related. Employers often incorrectly calculate average pay, resulting in lower benefits. The employer’s official doctors who treat workers often downplay the extent of injury or clear employees to return to work before they are healed. Permanent disability settlements are negotiable and disability ratings can be challenged. For all these reasons, you need experienced and aggressive representation.
Contact Greg Jones Law for a free initial consultation. Serving clients nationwide, we take cases on a contingency fee basis, meaning if we do not recover on your behalf, there is no attorney fee.